rosc:roscas

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rosc:roscas [2025/12/05 10:40] – created - external edit 127.0.0.1rosc:roscas [2025/12/05 18:30] (current) – [History] asimong
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 ### History ### History
  
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-Savings clubs were the 'seeds' of the [building societies](/buil/building_societies) (money was pooled for members to be able to buy houses) and quite possibly the entire [co-operative movement](/coop/co-operatives). 'Didlum' groups started to appear for the same reasons that co-operative and mutual societies did – the hardships being experienced by working-class communities in the growing industrial cities of the early 19th century, with the poor laws and enclosures pushing people off the land, where they could have supported themselves. Savings clubs led to bulk-purchasing shops and then co-operative and mutual societies themselves.+Savings clubs were the 'seeds' of the [building societies](/bsoc/building_societies) (money was pooled for members to be able to buy houses) and quite possibly the entire [co-operative movement](/coop/co-operatives). 'Didlum' groups started to appear for the same reasons that co-operative and mutual societies did – the hardships being experienced by working-class communities in the growing industrial cities of the early 19th century, with the poor laws and enclosures pushing people off the land, where they could have supported themselves. Savings clubs led to bulk-purchasing shops and then co-operative and mutual societies themselves.
  
 When you look at modern large co-op movements like [SEWA in India](https://www.sewafederation.org/) or [Mondragon](https://en.wikipedia.org/wiki/Mondragon_Corporation) in the Basque Country, they really started to take off when they created a community bank. It was because of this pooling of community resources that they were able to invest in themselves, so that they could de-couple from the capitalist banking and shareholding model. When you look at modern large co-op movements like [SEWA in India](https://www.sewafederation.org/) or [Mondragon](https://en.wikipedia.org/wiki/Mondragon_Corporation) in the Basque Country, they really started to take off when they created a community bank. It was because of this pooling of community resources that they were able to invest in themselves, so that they could de-couple from the capitalist banking and shareholding model.
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