hoco:housing_commons

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hoco:housing_commons [2025/12/10 09:57] – davehoco:housing_commons [2026/03/11 22:27] (current) – [Related topics] katja
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-Where the rent goes on rented housing: most goes to the mortgage company.+_Where the rent goes on rented housing: most goes to the mortgage company._
  
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-The housing commons can prevent second home owners from destroying communities in coastal towns or other holiday destinations.+_The housing commons can prevent second home owners from destroying communities in coastal towns or other holiday destinations._
  
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-We love housing co-ops, but they have to incur debt to obtain properties, which makes it difficult for them to grow, and to prevent wealth being extracted from their communities.+_We love housing co-ops, but they have to incur debt to obtain properties, which makes it difficult for them to grow, and to prevent wealth being extracted from their communities._
  
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-Simplified value flow diagram for a local housing commons, showing the movement of RCOs (rent vouchers), cash etc. between the housing commons group (CHS = commons housing society), investors, tenants and stewards. (ROI = return on investment).+_Simplified value flow diagram for a local housing commons, showing the movement of RCOs (rent vouchers), cash etc. between the housing commons group (CHS = commons housing society), investors, tenants and stewards. (ROI = return on investment)._
  
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-The local housing commons group will employ local tradespeople to maintain its properties.+_The local housing commons group will employ local tradespeople to maintain its properties._
  
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-Young people looking for somewhere to live might be better off investing the money they’ve saved for a deposit for a house purchase into the housing commons instead.+_Young people looking for somewhere to live might be better off investing the money they’ve saved for a deposit for a house purchase into the housing commons instead._
  
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-Members can decide for themselves what kind of housing they want. They might decide that all houses will be super-insulated, or have solar panels, or a front porch – excellent for building community, as tenants can sit and chat to people walking past.+_Members can decide for themselves what kind of housing they want. They might decide that all houses will be super-insulated, or have solar panels, or a front porch – excellent for building community, as tenants can sit and chat to people walking past._
  
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-With a housing commons in your town, it would be much easier to set up related commons, such as energy, water and transport.+_With a housing commons in your town, it would be much easier to set up related commons, such as energy, water and transport._
  
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-Specialist banks, building societies or other financial institutions could provide national, regulated, ethical, mutual investment funds, which will invest in commons groups everywhere. Something like this is sadly lacking at the moment, and these kinds of funds could be very popular with people wanting to invest ethically in their community.+_Specialist banks, building societies or other financial institutions could provide national, regulated, ethical, mutual investment funds, which will invest in commons groups everywhere. Something like this is sadly lacking at the moment, and these kinds of funds could be very popular with people wanting to invest ethically in their community._
  
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 +## Related topics
  
-## Specialists+- [[comg:Commoning]] 
 +- [[clts:Community land trusts]] 
 +- [[comy:Community]] 
 +- [[coho:Cohousing]] 
 +- [[ucos:Use-credit obligations]] 
 +- [[crco:Credit commons]] 
 +- [[hcoo:Housing co-operatives]] 
 + 
 + 
 + 
 +## Specialist curators of this topic
  
  
  • hoco/housing_commons.1765360672.txt.gz
  • Last modified: 2025/12/10 09:57
  • by dave