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--- crun:credit_unions [2026/03/10 12:37] – external edit 127.0.0.1
+++ crun:credit_unions [2026/04/20 19:42] (current) – external edit 127.0.0.1
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-# Credit unions
+This topic is part of [[gt:economy|Economy & finance]].
+====== Credit unions ======
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-## What are credit unions?
+===== What are credit unions? =====
 Credit unions are co-operative financial institutions with local members (or members in the same trade). They provide savings accounts and low-interest loans, and members get dividends instead of interest. One of their prime purposes is to promote thrift and frugality, and members are generally encouraged to save rather than borrow. They are for everyone – including people on low incomes.
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-## What are the benefits of credit unions?
+===== What are the benefits of credit unions? =====
 Their benefits are best appreciated by comparing credit unions to banks.
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-## What can I do?
+===== What can I do? =====
 You can join your local credit union, or start one if there isn't a local one. Think about moving your savings account from your bank, and approaching your credit union for a loan if you need one, rather than your bank. The law recently changed to allow credit unions to offer current accounts. Ideally, why not see if your credit union has a current account, and use that too, and close your conventional bank account altogether?
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-## Further resources
+===== Forum =====
+This topic belongs to the section [[gt:economy|Economy & finance]]. You can ask questions or add information on the corresponding [Forum section](https://forum.growingthecommons.org/t/economy).
+===== Further resources =====
 - [Association of British Credit Unions (ABCUL)](https://www.abcul.coop/)
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-## Related topics
+===== Related topics =====
+- [Building societies](bsoc:building_societies)
+- [Local currencies](lcur:local_currencies)
+- [Small is beautiful](smal:small)
+- [Community](comy:community)
+- [Co-operatives](coop:co-operatives)
+- [Cryptocurrencies](cryp:cryptocurrencies)
+- [Collaborative finance](cofi:collaborative_finance)
+- [ROSCAs - rotating savings & credit associations](rosc:roscas)
+- [Commons economy](coec:commons_economy)
-## Specialist curators of this topic
+===== Specialist curators of this topic =====