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| cofi:collaborative_finance [2026/06/06 07:40] – [Further resources] Simon Grant | cofi:collaborative_finance [2026/06/06 07:44] (current) – [Related topics] Simon Grant |
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| * **Wealth** is not the balance of your bank account but the quality of your life, your health and your relationships. | * **Wealth** is not the balance of your bank account but the quality of your life, your health and your relationships. |
| * **Security** is emotional and relational, not just physical. | * **Security** is emotional and relational, not just physical. |
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| | /* make some of these into concepts */ |
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| With this grounding you can work with others to create wealth and security together. Building large-scale, trustworthy institutions from scratch takes years or even decades of patience, yet commoners have achieved it many times before. [[bsoc:building_societies|Building societies]] took hold and thrived amongst the urban poor of the Industrial Revolution; savings pools can be found in nearly all the monetised societies of the world; the Mondragon Coop still dominates a whole region of Spain. But there is a lot of churn in this field. Many projects fail to get off the ground, often for governance or personality problems, and if successful, there is always the danger of being co-opted and the temptation to sell out. | With this grounding you can work with others to create wealth and security together. Building large-scale, trustworthy institutions from scratch takes years or even decades of patience, yet commoners have achieved it many times before. [[bsoc:building_societies|Building societies]] took hold and thrived amongst the urban poor of the Industrial Revolution; savings pools can be found in nearly all the monetised societies of the world; the Mondragon Coop still dominates a whole region of Spain. But there is a lot of churn in this field. Many projects fail to get off the ground, often for governance or personality problems, and if successful, there is always the danger of being co-opted and the temptation to sell out. |
| Here we point to some examples of new and established projects. | Here we point to some examples of new and established projects. |
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| The Local Exchange Trading Systems (LETS) is where it started for many of us: local groups serving each other and keeping account using abstract accounting units. The heyday was the 1990s, but many groups remain. | The Local Exchange Trading Systems (LETS) /* concept? */ is where it started for many of us: local groups serving each other and keeping account using abstract accounting units. The heyday was the 1990s, but many groups remain. |
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| Any [ecovillage](https://ecovillage.org) involves collective managing of resources, whether it be around housing, energy, work, food or money. | Any [ecovillage](https://ecovillage.org) /* TODO change into a concept, move link there */ involves collective managing of resources, whether it be around housing, energy, work, food or money. |
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| A newer project, [Kin coop](https://kin.coop) offers fiscal hosting (a virtual bank account) to activist groups, saving them admin work, and ensuring their accounts are transparent. | A newer project, [Kin coop](https://kin.coop) offers fiscal hosting (a virtual bank account) to activist groups, saving them admin work, and ensuring their accounts are transparent. |
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| - [Blockchain](bloc:blockchain) | - [Blockchain](bloc:blockchain) /* should be a concept */ |
| - [Building societies](bsoc:building_societies) | - [Building societies](bsoc:building_societies) |
| - [Commons economy](coec:commons_economy) | - [Commons economy](coec:commons_economy) |
| - [Credit commons](crco:credit_commons) | - [Credit commons](crco:credit_commons) |
| - [Credit unions](crun:credit_unions) | - [Credit unions](crun:credit_unions) |
| - [Cryptocurrencies](cryp:cryptocurrencies) | - [Cryptocurrencies](cryp:cryptocurrencies) /* should be a concept */ |
| - [Local currencies](lcur:local_currencies) | - [Local currencies](lcur:local_currencies) |
| - [Mutual credit](mucr:mutual_credit) | - [Mutual credit](mucr:mutual_credit) |