## Specialist(s) [[p:Tom Woodroof]] of [Mutual Credit Services](https://www.mutualcredit.services/) ![](https://lowimpactorg.onyx-sites.io/wp-content/uploads/tom-woodroof.png) Tom Woodroof is in the core team at [Mutual Credit Services](https://www.mutualcredit.services/) and convenes the [Circular Trade Analytics](https://www.meetup.com/circular-trade-analytics/) forum. He has a PhD in applied nuclear physics from the University of Liverpool.